I don't charge "handling" fees, you only pay the actual cost of postage and a few cents to cover the shipping package... unless it's priority mail, then it's just postage and packaging is Free!
The shipping is listed with each store item... whether it's free or not! :)
*Domestic* Insurance is actual USPS cost (per item value, ins costs start at 1.65), additional to the shipping... totally optional and completely your choice... I use postal tracking and will supply you with that number following shipment, however please be aware that this store will not be responsible for loss or damage, should you choose not to insure your item.
I'll do everything I can to put a trace on it, but the post office gives no guarantees without insurance.
The postal service is pretty darn good though... over 5,000 packages and they've only lost one, luckily that peson had insurance, so it worked out great!